Debt Collector Harassment

Fair Debt Collection Practices Act" which provides consumer protection from abusive, deceptive, and unfair debt collection practices by a debt collector.

A few examples of things debt collectors should not do include:

• Threaten criminal consequences
• Threaten to use violence
• Make repeated calls with the intent to annoy and harass the debtor
• Threaten to contact friends, neighbors, employers
• Use profane language

When attempting to collect a debt, the caller must:

• Clearly state their name, the company name that the person represents, and that they are a debt collector
• The caller must inform the debtor that "the information obtained during the course of this call will be used for the purpose of collecting a debt".
• If the debt collector sends letters to the debtor, the debtor must be notified of the right to dispute the validity of the debt.

THESE ARE ONLY A PORTION OF THE REQUIREMENTS THAT MUST BE FOLLOWED BY A DEBT COLLECTOR TO COMPLY WITH THE FEDERAL LAW, AND THIS LIST IS NOT INTENDED TO BE COMPLETE.

If you believe you have been subjected to abusive, deceptive, and unfair debt collection practices, or you need help with your divorce documents, you may have legal recourse. Contact us today for a free consultation.