Water Damage Insurance Disputes

Florida Water Damage Lawyer

Water damage caused by a burst pipe can devastate your home or commercial property, ruining floors, cabinets, and furniture, making your home, rental property, condominium or business unusable and costing thousand of dollars to make right. This is a property insurance claim not covered by flood insurance, which is a separate policy.

Insurance claims for damage caused by a burst pipe can present very complex legal issues. Our staff of attorneys stand ready and willing to assist home and commercial property owners with claims resulting from water damage.

How to Prepare Your Water Damage Insurance Claim

Take photographs or videotape of the damage.

Make temporary repairs – save receipts for any materials that you purchase. Don’t make extensive permanent repairs until after the claims adjuster has been to your property and assessed the damage.

Call your insurance agent or company to report the damage.

In the case of your home, save receipts for additional living expenses – the minimum amount available to pay for such expenses is generally equal to 20% of the insurance coverage.

Prepare for the adjuster’s visit.

Be sure to keep copies of lists and other documents that you submit to your insurance company and any paper work that the insurance company gives to you.

Water Damage Attorney for Drywall, Carpet, Wood Floor Water Damage Claims

Levalley & Napolitano, P.L. can assist you even if you have already filed a water damage claim, whether or not the insurance company agrees you have coverage. We also represent property owners in situations where their insurer agrees that their property is damaged due to water activity, but only offers to pay a portion of what it will cost to repair or replace the property. We can help people with these water damage insurance disputes as well.

Our firm is committed to providing the best services possible and we would be happy to arrange a meeting to discuss your rights as a property owner and insurance policy holder, and assist you with navigation of the often difficult process of pursuing an insurance claim. Call 727-848-8488 or submit the contact us form available on all pages of this website. You will be contacted by a member of our staff to obtain additional information and to schedule a free consultation with one of our attorneys.

See Also:

Florida Sinkhole Insurance Claims
Florida Windstorm & Hurricane Insurance Claims
Florida Fire Insurance Claims